With Greatwall Inc. - Universal Mortgage, the loan approval process has never been as easy.
1. Secure Loan Application: choose from one of the following options:
- Online Application: click here to fill out secured Loan Application
- Call our Loan Officer at: 469-916-5272, we will gladly take your application over the phone and assist you with any questions you may have.
- Download Application: click here to download Loan Application Form. Fill out and mail, fax, or bring it to the office.
2. Download Borrower Authorization Form, Wet Sign
3. Documents and Information
- ID:
- Copy of Driver's License for all borrower(s)
- Copy of your green card (front and back), or I797 Visa approval notice and passport
- Income:
- Salaried income:
- Most recent month paycheck
- Last 2 years W2s
- Last 2 years Tax Returns - 1040s with all schedules
- Employer Human Resources contact info
- Self-employed:
- 2019 and 2020 business tax returns (1120s, 1065s, or 1040s with all Schedules and K-1s)
- Proof that the company has good standing (e.g. license, CPA letter)
- Salaried income:
- Assets:
- Most recent 2 months Bank Statements (all pages). Need proof of source of funds for all the amounts larger than 50% of your monthly income in your bank statement.
- Properties Owned:
- Mortgage statement, insurance policy/binder, property tax statement and HOA statement, and lease agreements.
- Executed Sales of Contract:
- Please provide Cancelled Check for Earnest Money and Option Fee.
- Survey if it is for refinance, you may get it from the seller if it is a purchase.
4. Get your free credit report online (Annual Credit Report)